Spanish 21 rules

Spanish 21 is generally played on a standard Blackjack table and uses the following rules:

The game is played with eight decks dealt from a shoe. Spanish 21 is played with 48-card Spanish decks, which are standard 52-card decks with the 4 ten-spot cards removed. All cards have the same values as in blackjack.

The dealer stands on soft 17.

Blackjack pays 3:2, and always wins regardless of whether or not the dealer has a blackjack.

Insurance is paid 2:1.

Hitting, standing, and splitting all follow similar rules to Blackjack. Doubling after splitting is always permitted, and players are allowed to draw as many cards as they wish after splitting Aces, or may double down after receiving second or subsequent cards.

Players can split to a maximum of three hands, including Aces.

If the dealer doesn't have blackjack, players may surrender, and get half their bet back in exchange for relinquishing the right to play on.

Players can surrender after doubling (double-down rescue). The dealer takes the double portion of the bet, and the player retains the original bet.

The player may double down on any total, even after taking hit cards.

Total of 21 (Cards counting)

A total of 21 always wins for the player. It never pushes against the dealer's 21.

A five-card 21 pays 3:2, a six-card 21 pays 2:1, and a 21 with seven or more cards pays 3:1.

A 21 composed of 6-7-8 or 7-7-7 of mixed suits pays 3:2, of the same suit pays 2:1, and of spades pays 3:1.

These bonus payouts apply even if the hand was the result of a split. However, these bonus payouts do not apply if the 21 was the result of doubling.